Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Tuesday, January 13, 2015

Ten Stores I Love {#TuesdayTen}

When I was younger, my mom and I ended almost every Saturday shopping. We spent the mornings cleaning and straightening the house. Then, after lunch, my brother and dad would do whatever guys do, but my mom and I would hit the stores. Sure, most of it was running errands and getting groceries, but we usually made a runt o the mall as well. Perhaps it is because I associate it with happy memories of spending "girl time" with my mom, but I have always enjoyed shopping. There are certainly frustrations like crowds and price tags, but I still relish a good shopping trip from time to time, so today's topic for Tuesday Ten is lots of fun for me! 

If you had a $10,000 to spend on anything you want, in what ten stores would you choose to spend you cash?



  1. Target - Over the course of a year, I wouldn't be surprised if I actually do spend $10,000 (or more) in Target!!!!! However, if I had a big chunk of  "free money," I wouldn't spend it on the things I usually buy at Target like shampoo and coffee. Instead, I would head to the home section and buy somethings to spruce up the house. I would probably also head over to the electronics department and grab up some iPhone accessories and such.
  2. Pier 1 - I am NOT a decorator, but I can go in Pier 1 and get somethings that add a little pizazz to our house without much effort and, since a lot of it is on display, it doesn't take an interior designer to figure out how to use it.
  3. Loft - I haven't found much in this store this season, but usually I do. 
  4. White House Black Market - I pretty much love everything they ever put on the mannequins in the store window. I have bought a couple things there before, but it is pretty pricey and would take some serious "spare change" to really take full advantage of that store. 
  5. Talbots - Ditto what I said about WHBM.
  6. Soma - I discovered Soma about a year ago. I like to call it "Victoria's secret for grown ups." Of course, they have the usual undergarments, but they also have the most comfortable pajamas on the face of the planet. 
  7. Coach or Michael Kors - I want one of those bags but simply cannot bring myself to spend $300+ on a purse. If I had $10,000 though . . . . . . . . 
  8. DSW Shoes - Because a girls can NEVER have too many shoes!
  9. Schiffman's - This is a local jewelry store. Truthfully, $10,000 probably wouldn't really go very far in there!!!!
  10. Bed bath and Beyond - I would buy placemats, sheets, a new comforter for our bed, and every little kitchen gizmo or gadget you can imagine!
Can I tell you a secret? David would probably be terrified if he knew how easy it was for me to come up with this list and spend my imaginary 10 grand in my head! 

Oh, who am I kidding?!?! He knows exactly how quickly I could blow through that money and he could probably have written his list for me!! 

The truth is that, if I did somehow end up with a chunk of cash in my hand, I wouldn't actually spend much of it on myself. Like most moms, I would spend the majority on my kids and the house. I would put some in savings and maybe pick ONE store from this list where I would treat myself to a little something special. It sure is fun to pretend, though!! :-)

If you had $10,000 "free money," what 10 stores would you choose?



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Tuesday Ten is ONE year old!!!
In 2013, Rabia and I were both doing our own Tuesday Ten posts. Late that year, we decided to collaborate and turn it into a weekly link up! The first Tuesday Ten we co-hosted was published on January 7, 2014.

In the past year, we have had some super fun linkups and we have created a small, but dedicated community of readers and linkers! To celebrate and to thank everyone who has been a part of our first year, we are hosting a great giveaway! One lucky winner will receive TEN $10 gift cards - one to each of the following:

Starbucks, Amazon, Target, Visa, PayPal, iTunes, Dunkin Donuts, Chipotle, Panera, and Chick FilA

To enter, see the Rafflecopter below. The contest will be open through January 17th, 2015 and the winner will be announced on January 20th. 

Special thanks to our giveaway sponsors:




a Rafflecopter giveaway

Monday, January 12, 2015

Let's Talk About Money, Baby!


When we had our first daughter over 12 years ago and I became a stay at home mom, we quickly went from a two-income family to a single income household. I wont’t lie - at first, we made many missteps managing our “new” budget. Fortunately, we were able to overcome our mistakes and come out on the other side. We also learned many lessons from our journey down that crooked path. One of the main things we discovered was the importance of communication when it comes to our finances and managing our budget.


Today, I'm excited to be featured on Ten to Twenty Parenting for the first time! I'm sharing  my thoughts on why most parents don't talk to their children about finances and why they really SHOULD! Comments are closed here, but please head over there to read the full article and share your thoughts.




Thursday, January 9, 2014

If I Had a Million Dollars . . . .

Some people might read what I am about to confess and call it a “blonde moment.”  I am, after all, a blonde.  I have also admitted before that motherhood has most certainly made me dumber than I used to be.  So, if that is the conclusion you draw, then so be it.

I, however, choose to think of it differently.  I believe it was a stroke of incredible genius coupled with the planets aligning perfectly to create a miraculously timed coincidence of cosmic proportion.

You see, some time ago, the lovely ladies that host Finish the Sentence Friday every week, posted in our Facebook group that they were in need of topic suggestions.  They graciously offered a special co-hosting spot to anyone who offered a suggestion that was added to the schedule.  I gave a couple suggestions and - lo and behold - they chose one of them for this week.  I am delighted to be an honorary co-host.  

Here’s my confession, though:  The topic I suggested, “If I had a million dollars. . . .,” is a topic that popped into my head because it is a topic I have written about in the past.  When I made the suggestion, however, it did not occur to me that I would have to write about it AGAIN.  This, friends, is where you could chuckle at my expense and refer to this as a “blonde moment.”

EXCEPT . . . . . 

On Tuesday of this week, as I was pondering how in the world I was going to put a new, interesting spin on a previously done topic, our internet went out (along with our cable TV and phone).  I will spare you the details of the fiasco that has taken place over the last 72 hours as we have tried to get the problem fixed.  Suffice it to say that, as I type this, I am sitting at Barnes and Noble because we are now on day 3 without any service.  THREE DAYS!  As the FTSF deadline was getting closer, I was beginning to panic.

Then  . . in that stroke of genius I mentioned before, I remembered, “You already wrote this post!!!  You don’t actually have to write anything at all!  And, how lucky that this occurred the week your internet was out and you couldn’t get on your blog for three days anyway!!”  <—- That part is the miraculously timed cosmic coincidence!  


So, if you read this back on May 28, 2013, I apologize for the repetition.  If you didn’t read it back then, just ignore everything you have read up to this point and enjoy the following brilliantly   penned piece of literature!
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Recently, someone won the Mega Millions Lottery for a whopping $595 million dollars.  If they take a one time pay out, they will get over $375 million after taxes.  That's a lot of money!!!  and, the last I heard, nobody had claimed the ticket yet!

Now, I know that money isn't everything and I am blessed beyond measure with more than any amount of money could ever buy.  I have three beautiful kids, a wonderful hubby, a more than adequate roof over my head, and plenty of food on my table.  We have everything we need and then some.

Sometimes, though, it is fun to pretend.  All this lottery news was swirling when I was trying to decide on my topic for this Tuesday Ten, so here it is - Ten Things I would do if I won the lottery and "Had a Million Dollars":

1.  College funds - According to the US Department of Public Education, the average annual tuition at a public institution is $15,000 per year.  At a private institution??  How about $32,9000 per year!  They also say there is more student loan debt in the US than there is credit card debt with many students graduating from college with up to $50,000 in debt before they ever earn a "career" paycheck.  I want to make sure my girls are able to get a good college education and I hope they don't have to accrue so much debt to get it.  So, if I won the lottery, one of the first things I would do is set aside plenty of cash to put all three of them through college.
2.  Renovations - We live in the house where my hubby grew up.  When my in-laws "down-sized" we bought this house from them and it really is a great house.  However, it was built in the 70's and could use some updating.  So, if I won the lottery, I would call these guys:
http://www.hgtv.com/cousins-on-call/show/index.html
I would have them start in the master bathroom, then do the kitchen, and, then, move on to the other rooms in the house.
3.  Give to Charity - I would absolutely give a good chunk of the money to charity.  I'm not sure which charity, but I would talk with my family to find the one(s) that mean the most to us and use some of my new-found wealth to help others.
4. Travel - Two weeks ago, my Tuesday Ten was all about places I want to visit.  If I won the lottery, I would starting crossing stuff off that list with the whole family in tow!
5.  Invest/Save -   O.K.  I know that sounds boring, but any amount of money would run out eventually.  Unless, of course, you invest it wisely.  I know little to nothing about stocks, etc. but I would consult with someone who does and figure out what I needed to do to make sure that lottery winning would sustain me for a very long time.
6.  Wedding Funds -   I have three daughters.  I've watched "Say Yes To The Dress."  My girls even have autographed pictures from Randy Fenoli.  I'm in trouble.  Unless I win the lottery . . . 
7.  Shopping - I love to go shopping, but like most moms, I always look at the price tag and feel guilty - especially when I buy things for myself or things we don't really need.  If I won the lottery, I would go shopping and I wouldn't look at those price tags.  I'd buy myself this:

Coach - $398 (http://bit.ly/11rmm06)

and some expensive shoes and some jeans that cost a fortune, but actually fit!
8.  A Private Plane - Well, it would take more than a million dollars, but if I won the big lottery, I'd buy my hubby a plane with a personal pilot on standby.  He travels for work a lot, and, even if we struck it rich, he would still work.  He loves his job and would go stir crazy with nothing to do.  Having a plane, however, would make his traveling mush easier (obviously!) and he could fly whenever he wants to. 
9.  Hire A Private Chef - I actually like to cook.  However, planning menus, grocery shopping, packing lunches, and cooking meals that nobody likes gets really, really old.  If I could afford it, I would hire someone to do all that stuff.  I would let them have holidays and weekends off, so I would still be able to enjoy cooking when it's convenient, but wouldn't have the stress of the constant "What's for dinner?"
10.  Hire a Personal Fashion Designer for my girls and me - I'm not stylish.  Every time I try, I think I look ridiculous.  I would love to have a personal designer/shopper who could help me put together outfits that actually are stylish AND look good.  Since I would have that person on retainer, I would also instruct him/her to design a line of clothes for my girls that are actually age appropriate.  No neon colors that hurt my eyes.  No super short shorts.  Clothes that my girls would actually like that I could live with, too!

**Bonus:
I asked my girls to name 2 things they would do if we won the lottery.  Here are their answers:
Rachel: Buy a horse and go on an African safari
Megan: Buy a horse farm and rescue all the animals
Emily: Buy a private jet and buy a hot tub

**Double Bonus:  
Click Play if you want to hear how the Barenaked Ladies finished this sentence in their song back in the 1990's! You will laugh - I promise.  (And it will probably be stuck in your head for the rest of the day!

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This post was written as part of Finish The Sentence Friday.  FTSF is hosted by some wonderful blogging ladies.  Please give them a visit and check out all the other blogs that participate as well!

Stephanie at Mommy, for Real
Kristi at Finding Ninee
Janine's Confessions of A Mommyaholic
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